"I like money. I'd like to have more of it. I keep it in a jar on top of my refrigerator."
Mad props to you if you can quote which beloved movie the above sentences are from. But in all seriousness, last New Year's I made a promise to myself: that every January I would do something a little more fiscally responsible than opening a GAP charge card to save 15 percent on that really cool sweater.
Anywho, I digress into a more serious note on investing. Now, I'm no Diamond Jim Brady, but, I do believe in the power of time. And the power of being disciplined with saving as much money as you can based upon your income. (Seriously even if it's just $20 a month.)
Last year in January I opened up an ING account. (Which, by the way I highly recommend to anyone and everyone who is looking to make the same "cents" when it comes to savings...the interest rate is so appealing, why wouldn't you have one?)
Over the course of the last 11 and a half months, I have been cultivated (and sometimes taking from) my account here and there, and I must say that while catching a great sale makes me smile, taking a look monthly at my interest paid (literally free money--or at least the closest thing to it) is even cooler.
The coolest thing (in my opinion anyway) about my online savings account is that money is there if I really do need a bit of a safety net, but just inaccessible enough that I'm not tempted to dig into it all of the time.
So my big fiscal decision for '08? As I sit here on Dec 28 I'm still not sure. Perhaps a Roth IRA, (never too young to start!) but probably on the for-front of my priorities is to find a job with a higher income. In a city that could be described as "the seat of the western world." Those who know me know what I'm talking about. Those who don't, well f$%& off.
Just kidding. Happy New Year!
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